| Form factor | Works across existing editors, GitHub, mobile, and CLI; you keep your current IDE. | Standalone AI-native editor with desktop, CLI, cloud, and web/mobile agent surfaces. |
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| Codebase context | Strong for inline suggestions, chat, agent mode, and GitHub-connected review context. | Built around repo-aware chat, agents, cloud agents, indexing, and multi-file edits. |
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| Pricing and usage | Free has 2,000 completions/month. Pro is $10/mo and the plans page shows $15 monthly total credits; paid completions and next edit suggestions are not billed in AI credits. | Hobby is free; Individual starts at $20/mo, Teams at $40/user/mo, and Enterprise is custom. Agent, cloud, Bugbot, and frontier-model use should be reviewed against current Cursor limits before rollout. |
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| Team controls | Best for GitHub-standardized teams that need policy controls, budgets, and pull-request workflows. | Best for teams that want shared agent context, admin billing, privacy mode, SSO, analytics, and Bugbot. |
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| Best fit | Keep Copilot when AI should be an add-on to your current editor and GitHub process. | Use Cursor when AI should become the primary coding environment. |
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